Terms of Service

These Terms of Service ("Terms") are a binding agreement between you and BlockBridge Funding, Inc., operating as StickBuilt ("StickBuilt," "we," "us"). By creating an account or using StickBuilt (the "Service"), you agree to these Terms and to our Privacy Policy. If you are using the Service during our beta period, the Beta Program Terms also apply and take precedence where they differ.

StickBuilt provides automated real-estate analysis tools, including after-repair-value (ARV) estimates, comparable-sales analysis, zoning reports, and related property research for properties in Massachusetts. The Service produces automated estimates and research summaries; it does not provide appraisals, brokerage services, or professional advice of any kind.

ARV values, comparable analyses, market scores, and all other outputs of the Service are automated estimates generated from public records, market data, and statistical models. They are not appraisals, are not prepared by licensed appraisers, and are not a substitute for a professional appraisal, inspection, title search, or the advice of a licensed real-estate, legal, tax, or financial professional. Estimates carry inherent error and may be materially wrong for any individual property. Zoning reports summarize our reading of public zoning materials and may be incomplete, outdated, or incorrect; they are not legal advice and must not be relied on as a determination of what any parcel may be used for. You are solely responsible for decisions you make, including purchase, sale, renovation, and financing decisions, and you agree that you will independently verify any information material to such decisions.

You must provide accurate information when creating an account and keep your credentials secure. You are responsible for activity under your account. You must be at least 18 years old. We may suspend or terminate accounts that violate these Terms.

Certain features require a paid subscription. Prices, included usage, and plan details are presented at the time of purchase. Subscriptions renew monthly until cancelled; you can cancel at any time, which stops future renewals — access continues through the end of the paid period. Except where required by law, payments are non-refundable, including for partial months; if you believe you were billed in error, contact us and we will review in good faith. Payments are processed by Stripe; we do not store your card details. During the beta period, access is free and no billing occurs.

You agree not to: resell, scrape, or bulk-extract Service outputs or data; use automated means to access the Service beyond its intended interfaces; reverse-engineer our models; misrepresent Service outputs as appraisals or professional opinions; use the Service in violation of law, including fair-housing and anti-discrimination laws; or interfere with the Service's operation or security.

You retain rights to information you submit. You grant us a license to use submitted information to operate and improve the Service. If you send feedback or suggestions, we may use them without restriction or compensation.

The Service, including its software, models, design, and content (other than your content), is owned by us or our licensors and protected by intellectual-property laws. We grant you a limited, revocable, non-transferable license to use the Service for your own business or personal use during your subscription.

The Service relies on third-party providers, including Google Cloud and Firebase (infrastructure and authentication), Stripe (payments), Vercel (hosting), and OpenAI (portions of zoning-report analysis). Public-records and market data come from government and commercial sources we do not control and cannot guarantee.

The Service is provided "as is" and "as available." To the maximum extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that outputs will be accurate or complete.

To the maximum extent permitted by law: we will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost opportunities, or investment losses, arising from or relating to the Service — including decisions made in reliance on Service outputs; and our total liability for all claims relating to the Service will not exceed the amounts you paid us in the twelve months before the claim arose (or $100 if you have paid nothing). Some jurisdictions do not allow certain limitations; in those jurisdictions, these limits apply to the fullest extent permitted.

You may stop using the Service and cancel at any time. We may suspend or terminate access for violation of these Terms, or discontinue the Service (or features of it) with reasonable notice. Sections 3, 7, 8, 10, 11, and 14 survive termination.

We may update these Terms; material changes will be communicated through the Service or by email, and continued use after the effective date constitutes acceptance.

These Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to conflict-of-laws rules. Courts located in Massachusetts have exclusive jurisdiction over disputes, and each party consents to their jurisdiction.

Questions about these Terms: hello@blockbridgefunding.com.